If you’re ill or injured, the impact hits twice - you lose your input and your income. Executive Income Protection keeps your salary going while your business finds its feet.
Monthly salary protection.
A policy that pays a monthly income if you’re too ill or injured to work - so you can still take home a salary.
Directors & execs.
Designed for limited company directors who want Income Protection paid through the business, not out of pocket.
Double the cost.
If you can’t work, you lose both your contribution and your income. This cover pays your salary, so you’re not hit twice.
The business does.
Premiums are paid by your company - not you - and may be eligible as a business expense (get advice on setup).
Flexible cover.
Pays a monthly income after a waiting period, usually until recovery or retirement. You choose the amount and timing.
Often, yes.
Executive Income Protection is usually tax-deductible for the company, with benefits paid as taxable salary. Win-win.
You’re the engine of your business - but if illness or injury takes you out, the bills don’t wait. Executive Income Protection ensures you can still draw a salary and cover your lifestyle, without draining savings or maxing out credit cards.
Your company can pay for Executive Income Protection - usually tax-deductible and cheaper than Personal Cover.
(Unbiased, 2024)
Executive Cover is often cheaper than Personal Protection and tailored to directors’ needs - including dividend income.
(Royal London, 2023)
Average long-term sick leave in the UK is over 6 months
(ONS, 2024)
1 in 5 people are off work for more than 6 months during their career.
(Aviva, 2023)
Executive Income Protection is like paying yourself sick pay - through the business. It protects your income, your household, and your mental health. Without it, time off work can turn into financial stress, debt, or even losing your home.
(FT Adviser, 2024)
Only 9% of UK business owners have Income Protection.
(Legal & General, 2024)
Income Protection means you don’t have to dip into savings, borrow, or shut the business - you can recover with confidence and keep bills paid.
(Which?, 2024)
38% of SMEs say a long-term sick leave would threaten their financial stability
(Simply Business, 2023)
Without cover, 1 in 3 self-employed people say they’d run out of money within 3 months off work.
(LV= Business Protection Survey, 2024)
Your company can pay for Executive Income Protection - usually tax-deductible and cheaper than Personal Cover.
(Unbiased, 2024)
Executive Cover is often cheaper than Personal Protection and tailored to directors’ needs - including dividend income.
(Royal London, 2023)
Average long-term sick leave in the UK is over 6 months
(ONS, 2024)
1 in 5 people are off work for more than 6 months during their career.
(Aviva, 2023)
Executive Income Protection is like paying yourself sick pay - through the business. It protects your income, your household, and your mental health. Without it, time off work can turn into financial stress, debt, or even losing your home.
(FT Adviser, 2024)
Only 9% of UK business owners have Income Protection.
(Legal & General, 2024)
Income Protection means you don’t have to dip into savings, borrow, or shut the business - you can recover with confidence and keep bills paid.
(Which?, 2024)
38% of SMEs say a long-term sick leave would threaten their financial stability
(Simply Business, 2023)
Without cover, 1 in 3 self-employed people say they’d run out of money within 3 months off work.
(LV= Business Protection Survey, 2024)
Super clear, easy to talk to, and no pushy sales tactics. Loved the experience.
Nathan took me through income protection and helped me build a plan that actually fits my job and income. He explained things my accountant couldn’t even explain! Now that’s impressive.
Clear, honest, and actually enjoyable. Insurance done right.
Already have protection in place? We believe your cover should grow with you. Our friendly Policy Check reviews what you have, highlights strengths and gaps, and gives honest, expert advice to keep your cover working its best for you.
