Great businesses are built on great people. Group protection helps you look after them - during the toughest moments of their lives.
Death in service.
Pays a tax-free lump sum to an employee’s family if they pass away while employed - usually 2-4x their salary.
Serious illness payout.
Pays a lump sum if an employee is diagnosed with a major illness like cancer, heart attack or stroke.
Long-term sick pay.
If illness or injury stops your employee working, this cover pays a portion of their salary each month.
Protect your people.
It shows you care, boosts loyalty, and attracts top talent - all while helping staff through tough times.
You do (and that’s good).
Pays out a lump sum if a shareholder dies or becomes critically ill - giving the company or co-owners funds to buy back their shares.
No medical exams.
Most group schemes use automatic enrolment - no intrusive questions or underwriting for standard cover levels.
Looking after your team isn’t just the right thing to do - it makes business sense. These policies provide real support when life throws a curveball, helping your staff stay financially secure and your business stay strong.
Group Life Cover is usually tax-free for staff and tax-deductible for the business - a cost-effective way to provide meaningful support.
(Unbiased, 2024)
Group schemes often cost less than you’d think, especially compared to the cost of replacing a burned-out or unsupported employee.
(Legal & General, 2023)
Over 90% of employees say they’d value financial support if they were off long-term sick.
(GRiD, 2023)
1 in 2 UK employees have less than 3 months’ savings to fall back on.
(MoneyHelper, 2023)
The cost of replacing a key team member can be over £30k in recruitment, lost productivity, and training. Group benefits help retain your best people and keep them financially supported - so your business doesn’t lose twice when life hits hard. (Oxford Economics, 2023)
(MoneyWeek, 2024)
40% of UK workers have no protection if they fall seriously ill.
(Canada Life, 2024)
Adding employee protection boosts morale, retention, and your reputation - showing your business genuinely values its people beyond payday.
(CIPD, 2024)
Group Critical Illness pays out on serious conditions like cancer and stroke, helping reduce financial stress.
(ABI, 2024)
Staff with access to financial protection benefits report lower stress, better productivity and higher trust in their employer.
(PwC, 2024)
Group Life Cover is usually tax-free for staff and tax-deductible for the business - a cost-effective way to provide meaningful support.
(Unbiased, 2024)
Group schemes often cost less than you’d think, especially compared to the cost of replacing a burned-out or unsupported employee.
(Legal & General, 2023)
Over 90% of employees say they’d value financial support if they were off long-term sick.
(GRiD, 2023)
1 in 2 UK employees have less than 3 months’ savings to fall back on.
(MoneyHelper, 2023)
The cost of replacing a key team member can be over £30k in recruitment, lost productivity, and training. Group benefits help retain your best people and keep them financially supported - so your business doesn’t lose twice when life hits hard. (Oxford Economics, 2023)
(MoneyWeek, 2024)
40% of UK workers have no protection if they fall seriously ill.
(Canada Life, 2024)
Adding employee protection boosts morale, retention, and your reputation - showing your business genuinely values its people beyond payday.
(CIPD, 2024)
Group Critical Illness pays out on serious conditions like cancer and stroke, helping reduce financial stress.
(ABI, 2024)
Staff with access to financial protection benefits report lower stress, better productivity and higher trust in their employer.
(PwC, 2024)
Feels good knowing my partner and kids are financially protected. Waddle made the process effortless.
I felt completely supported by the whole Waddle team. The advice was great, the paperwork was painless, and the follow-up was genuine. Best financial experience I’ve had.
I can sleep better knowing if I can’t work, I’ve still got money coming in. Thanks Waddle.
Already have protection in place? We believe your cover should grow with you. Our friendly Policy Check reviews what you have, highlights strengths and gaps, and gives honest, expert advice to keep your cover working its best for you.
